Estate Agent in Rojales – RAICV 6438, Official Register of the Valencian Regional Government

At Valencia Sun Homes we manage your mortgage from start to finish, in collaboration with a specialized mortgage center with access to multiple banking entities. We offer personalized advice to both residents and non-resident European buyers, with care available in English and French.

We carry out a feasibility study without obligation and take care of all banking negotiation, documentation and coordination until signing. The service does not generate any cost until the successful formalization of the mortgage.

Request your free mortgage study by filling out the form.

Mortgage financing for buyers in Spain

Mortgage viability simulator

Buying a home in Spain as a foreigner has an inevitable question before starting: is the bank going to grant me the mortgage?

It is not a minor question. Spanish banks apply different criteria depending on the profile of the buyer: whether you are a resident or non-resident, whether you have a permanent contract or are self-employed, whether your current debt consumes part of your debt capacity. Discovering it late, after visits, negotiations or even a signed deposit contract, is one of the most costly mistakes that foreign buyers make on the Costa Blanca. This simulator exists to avoid this.

What exactly do you calculate?

Enter your financial data and those of the operation you have in mind. The simulator analyzes your debt ratio according to the real criteria applied by banks in Spain (the 35% limit on net income) and shows you if your profile is viable, if it needs adjustments, or if it is advisable to look for a property at another price.

The recommended price tab is especially useful if you're still searching: calculate the maximum home price you can finance with your current income, before wasting time looking at properties out of your actual reach.

What happens when you submit the form?

You will receive a personalized feasibility study. I manage it directly together with the API Mortgage Center, a real estate credit intermediary registered with number D072 with the Bank of Spain. No initial cost. No obligation.

If the viability is positive, we start looking for your property in Rojales and its surroundings.

Disclaimer: this simulation tool is provided for guidance purposes only and is not binding. It does not constitute a commitment or a mortgage loan offer from any banking institution, although it does allow you to estimate the approximate margins within which your transaction could fall. It will be the professional who contacts you who will personally guide you throughout the entire process, until you effectively secure your mortgage.

Contact

info@valenciasunhomes.es

+34 680707434

Calle Doña María Satorre 37, Rojales 03170. Alicante, Comunidad Valenciana. España

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