Mortgages and financing in Spain

Accepting the first bank offer can cost you thousands of euros. Comparing between different entities guarantees the best interest rate and conditions to suit you. I process its financing from start to finish together with our official credit intermediary (registered D072 at the Banco de España), with a previous 100% free study.


Step 1: Complete the initial form

Fill in the questionnaire online with your basic financial information and the details of the property you want to purchase to request your evaluation without obligation.

Step 2: Financial diagnosis with bank scales

The tool evaluates its borrowing capacity by reference the standard 35% of its net income. This will know precisely if your profile qualifies immediately, if it requires optimization or if it is convenient to redirect the budget.

Step 3: Calculation of the purchase limit

If you haven’t chosen home yet, the suggested budget function determines the maximum price you can aspire to based on your actual income, avoiding unsuccessful visits to properties outside of your credit chances.

Step 4: Receiving the custom report

Get a viability proposal tailored to your particular case with the best options and conditions offered by the market.

Step 5: Processing without risk or advances

All previous analysis and accompaniment is completely free; Fees only accrue if the mortgage is successfully approved and formalized before notary.


This simulation is merely informative and indicative, so it does not constitute a contractual offer or links to any banking entity.

Simulador de Viabilidad Hipotecaria | Jimena Reyes

Enviando solicitud…

Valencia Sun Homes
Simulador de Viabilidad Hipotecaria
Descubra si puede obtener financiación para su propiedad en España
👤Datos personales
años
Hipoteca debe finalizar antes de los 75 años
Hijos u otras personas dependientes
💶Situación económica
€
€
Alquileres, pensiones, dividendos
€
Hipoteca actual, coche, tarjetas, etc.
🏠Datos de la operación
€
€
Debe cubrir gastos (~12%) + entrada mínima (20%)
💬Información adicional
✅

¡Solicitud recibida!

Hemos recibido sus datos correctamente. Analizaremos su perfil hipotecario y le contactaremos lo antes posible.

El informe incluirá su ratio de viabilidad, cuota estimada, y los próximos pasos para conseguir su hipoteca en España.

📞 +34 680 707 434
🏦
Centro Hipotecario API — Intermediario de Crédito Inmobiliario D072 · Banco de España Su estudio será gestionado junto al Centro Hipotecario API. Sin coste inicial y sin compromiso.
Simulación orientativa. No vinculante. © Jimena Reyes · RAICV 6438

Valencia Sun Homes

Your estate agent on the Costa Blanca

Sales and purchases of villas, apartments and new-build homes in the Alicante region. Personal service in Spanish, English and French.

RAICV 6438 · Official Register of the Generalitat Valenciana

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